Financial Resources

Financial resources, credit resources and business capital are available for existing Georgia businesses, small businesses and entrepreneurs. From state assistance to federal resources and venture capitalists, the Georgia Department of Economic Development helps find the right financial solutions for businesses of all sizes.

With 98 percent of Georgia’s businesses defined as small or medium sized, the impact they have on Georgia’s economy is critical. To help these entrepreneurs reach their goals, a special menu of small business resources is available that includes funding, business-to-business opportunities and start-up assistance. Explore financial resources for small businesses ▶ 


Advanced Technology Development Center at Georgia Tech (ATDC) Start-up incubator and accelerator with more than 130 graduates. ATDC operates a seed fund that offers a partial match of private investments, up to $1 million.
Appalachian Regional Commission Business Development Revolving Loan Fund A $3 million loan pool available for projects that create or save jobs in the Appalachian region.
Appalachian Regional Commission Economic Development Grant Program

Provides matching grants for projects to bring jobs to distressed areas in the Appalachian region. Applicants should develop projects in cooperation with one of the six Regional Development Centers in north Georgia.

Industrial Revenue Bonds and Bond Allocation Program Bond program for companies that will create jobs or expand access to affordable housing. IRBs provide below-market financing for manufacturers.
CDBG Loan Guarantee Program (Section 108 Program)

Federally funded loan program that helps local governments in financing large-scale economic development projects.

Employment Incentive Program (EIP)

Financing program that may be combined with traditional private financing to fund economic development projects. Priority is given to projects that will improve working conditions for low- and moderate-income people.

Georgia’s Regional Commissions

Twelve regional offices throughout the state that work closely with local officials and financial institutions to promote economic development, planning and infrastructure.

OneGeorgia Authority

Provides financing for projects that benefit rural Georgia. Awards may be used for business relocation, infrastructure development, land acquisition and machinery purchases.

United States Small Business Administration (SBA)

Assists small businesses with loans, grants, bonds and other support services.

Contact GDEcD

For help finding financial resources, contact the Georgia Department of Economic Development at 404-962-4822.

Business Incentives Brochure

business incentives brochure